1st > We offer new vehicle loans for up to 72 months,
used vehicle loans for up to 60 months,
home equity loans for up to 72 months,
home equity lines of credit.
We can refinance your higher interest car loan and save you money!
2nd > Our loans are all "simple interest" - which means you pay interest
only on the amount still owed.
For example, if you make an extra payment toward your principal,
interest is calculated on the lower principal thereby decreasing
your interest expense, and your loan will be paid sooner.
3rd > You have up to $15,000.00 of life and total disability insurance
coverage on your loans - premium paid by LCU! (some restrictions apply).
4th > Your savings are insured by an agency of the federal government on
total balances of up to $100,000.00.
5th > You are covered by $2,000.00 of life insurance on your regular share
savings balance premium paid by LCU! (some restrictions apply).
6th > You can schedule an appointment at your convenience other than Wednesdays
for your loan closing.
7th > We offer a 1/4% loan rate savings if you sign up for payroll direct
deposit from your employer.
8th > We offer free "new baby / new adoption" accounts to all families with
new arrivals (up to age 18).
*CLICK HERE FOR MEMBERSHIP APPLICATION FORM!