Latvian Credit Union

of Minneapolis & St. Paul

TERM SHARE CERTIFICATE RATES
$1000.00 minimum deposit

Term	Rate	APY with Semi-Annual Compounding
6 months	2.50%	2.52%
12 months	3.00%	3.02%
18 months	3.25%	3.28%
24 months	3.30%	3.33%
36 months	3.40%	3.43%

Bonus rate on deposits of $20,000 or more:
(18 months 3.45%, APY 3.48%)
(24 months 3.50%, APY 3.53%)
(36 months 3.60%, APY 3.63%)

Quarterly Dividend for Regular shares:
for First Quarter 2008: 1.50%.

Kids Club 2.50% - APY of 2.52% - for Second Quarter 2008.

* Rates subject to change without notice *

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